NGUGI, R. W. Determinants of Interest Rate Spread in Kenya. African Journal of Economic Policy, [S. l.], v. 10, n. 1, p. 55–86, 2004. DOI: 10.4314/ajep.v10i1.24243. Disponível em: https://www.ajol.info/index.php/ajep/article/view/24243. Acesso em: 12 oct. 2026.