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The Influence of Personality Attributes and Social Factors on Fraudulent Practices Among Bank Employees


Solomon Ojo

Abstract

The study set to investigate the influence of personality and social attributes on fraudulent practices among bank employees. It was a cross sectional survey research, which adopted Ex- post facto design. A total number of 83 bank employees took part in the study as participants. The participants were made up of 48 (57.8%) males and 35 (42.2%) females. A mean age of 36.10 (SD = 7.05) was reported for them. The study\'s participants were sampled from different Departments, both in old generation and new generation banks. Questionnaires were used for collecting data. The collected data were analyzed by multiple regression analysis.

The results of the study showed that social factors of sex, age, marital status, years of education, type of Department and working experience did not significantly independently and co-jointly predict fraudulent practices among bank employees, F (6,76) = 1.71, P. ns, R2 = 12. The results also revealed that personality attributes of extraversion, neuroticism, openness to experience, conscientiousness agreeableness and self – esteem did not significantly independently and co-jointly predict fraudulent practices among bank employees, F (6,76) = 1.78, P. ns, R2 = 12.

The results were discussed adequately with reference to existing bodies of theories and relevant studies. It is recommended that future studies in this area should incorporate socio- economic variables, intention to quit, job dissatisfaction, job insecurity, etc as possible predictors of fraudulent practices among bank employees.

African Journal for the Psychological Study of Social Issues Vol.7(1) 2004: 99-116

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