RUTAGUMIRWA, D. L. Analysing the Degree of Profit Persistence in Tanzania’s Insurance Companies: A Markov Chain Approach. Business Education Journal, [S. l.], v. 11, n. 1, p. 1–22, 2026. Disponível em: https://www.ajol.info/index.php/bej/article/view/323002. Acesso em: 16 oct. 2026.