MASHENENE, R. G.; MKENDE, E. Benefits and challenges of mobile phone banking usage in national microfinance bank Dodoma, Tanzania. Business Education Journal, [S. l.], v. 5, n. 1, 2026. Disponível em: https://www.ajol.info/index.php/bej/article/view/323036. Acesso em: 16 oct. 2026.