East African Journal of Management and Business Studies

Influence of Banks Loan Management Practices on Bank Stability in Tanzania

Sara Eliufoo , Henry Chalu, Judika Loti King’ori — Thu, 03 Apr 2025 00:00:00 +0000

This study examined the relationship between banks loan management practices and bank stability. It focuses on 45 banks located in Tanzania, using the Agency Theory and Credit Risk Management Theory. The study used the cross-sectional research design, focusing on staff from all 45 banks licenced by the Bank of Tanzania. A representative sample of five officer from each bank yielded 220 respondents. The selection based on their specialized tasks and responsibilities within the specific banking institutions, including key positions such as Finance Officer, Human Resource Officer, Internal Auditor, Loan Management Officer, and Risk Officer. The study used a semi-structured closed-ended questionnaire as source of data. The study used the Partial Least Squares Structural Equation Modelling (PLS-SEM) in data analysis. Based on the findings, the study strongly supported the guiding hypotheses that stringent loan diversification, effective loan loss provisioning and minimized non-performing loans positively contribute to enhanced bank stability. The study recommended that banking institutions in Tanzania and similar developing economies should strengthen their loan management practices, particularly by enhancing loan diversification and implementing stringent loan loss provisioning measures. Regulatory bodies should continue to enforce and monitor these practices to ensure that banks effectively manage risks and maintain financial stability. Finally, policymakers and regulatory agencies should provide clear guidelines on loan diversification and ensure the adoption of robust credit evaluation mechanisms to minimize defaults.

Effect of On-the-Job Training on the Performance of Law Enforcement Officers: A Case of Dodoma Field Force Unit, Tanzania

Grace Jeremiah Mpuya, Idrisa Iddi — Thu, 03 Apr 2025 00:00:00 +0000

Globally, on-the-job training is widely recognized as crucial for enhancing job performance. This study examined the impact of on-the-job training methods on job performance in the Dodoma Field Force Unit (FFU), with a specific focus on drill and induction methods. The study employed the concurrent triangulation design to cross-validate the results obtained from both qualitative and quantitative data. The study selected 192 police officers through random and purposive sampling methods and analyzed the data using the SPSS Version 25 for quantitative analysis alongside the content analysis for qualitative data. Findings from the regression analysis revealed that the drill and induction methods significantly affect job performance (R² = 0.521, F = 68.073, p < 0.001). The drill method enhanced problem-solving abilities and adaptability while the induction method facilitated smoother integration and the development of role-specific competencies. Qualitative findings showed that encouraging skill development and career progression necessitates effective training that combines both theoretical and practical approaches. The study recommends that the police department in Dodoma City should prioritize implementing training initiatives that incorporate both hands-on exercises and theoretical instruction.

Factors Influencing Nest Adoption in Government Electronic Procurement in Mbeya City, Tanzania

Victor Mzuguno, James James Makula — Fri, 18 Apr 2025 00:00:00 +0000

The adoption of Government Electronic Procurement systems, such as NEST, plays a critical role in enhancing efficiency, transparency and accountability in public procurement processes. This study examined the factors influencing NEST adoption in Mbeya City, Tanzania, focusing on suppliers and procurement professionals. A deductive research approach was employed, utilizing a cross-sectional survey design to collect empirical data from a sample of 157 respondents, drawn from the target population of 987 individuals. The study applied the Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze the relationships between key adoption factors, including legal framework, performance expectancy, relative advantage, and organizational support. Findings indicate that technological readiness, organizational support and resource availability positively influence NEST adoption, whereas legal constraints negatively impact its implementation. The study underscores the need for policy adjustments to enhance flexibility in regulatory frameworks, ensuring a conducive environment for digital procurement adoption. These insights provide valuable recommendations for policymakers, procurement practitioners, and technology providers to enhance NEST adoption and optimize e-procurement efficiency in Tanzania’s public sector.

Influence of Inspirational Motivation on Water Service Companies’ Organizational Performance in Western Region, Kenya

Samson Wando Mangwana, Jackline Akoth Odero, Moses Ngoze — Fri, 18 Apr 2025 00:00:00 +0000

This study sought to establish how inspirational motivation affect performance of water service companies in Western Region, Kenya. The study was anchored on the transformational leadership theory whilst deploying both descriptive and correlational research designs. The study used a sample of 245 out of 638 subjects from four water service companies in Kenya. The study used a self-administered close ended questionnaire to collect data. Data analysis was undertaken using the SPSS. The analysis involved descriptive statistics and correlation analysis. Based on the findings, the study concludes that both the inspirational motivation and organizational performance were perceived to be low in the organizations under investigation. However, the inspirational motivation had a positive effect on the organizational performance. The study recommends that water service companies in the Western Region should increase the implementation of the inspirational motivation to realize the maximized performance.