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Gender and Behaviour

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Budgeting and spending habits of university students in South Africa

Kanting Sechaba Thobejane, Olawale Fatoki

Abstract


The aim of this study was to investigate the budgeting and spending habits of university students at a South African university. In addition, the study examined if there is a significant gender difference in the budgeting and spending habits of university students. The study adopted a quantitative research approach with a descriptive design. The instrument used for data collection was a self-administered questionnaire. Convenience and snowball sampling techniques were used to identify the study participants. The Cronbach’s alpha was used to test reliability. Data analysis included descriptive statistics and the t-test. The findings of the study show that the majority of university students do not have a written budget. In addition, the majority of university students spend money on groceries and fast food. Female students are more likely than male students to have a budget. Recommendations to improve the budgeting and spending habits of university students are suggested.

Keywords: budgeting, spending, habit, university students, South Africa




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