Les caractéristiques de la population couverte par le régime de l’assurance maladie obligatoire au Maroc

  • Amal Yassine
  • Abdelkader Jalil El Hangouche
  • Naoufel El Malhouf
  • Siham Maarouf
  • Jamal Taoufik
Keywords: Compulsory health insurance, long duration disease, financial resources, Morocco

Abstract

Introduction: in Morocco, Compulsory Medical Insurance (CMI) entered into force in 2005. Insurance first covered health expenses of employees in public and private sectors, then of students. It was gradually expanded to independent workers. This study aims to determine the profile of the population covered by CMI in Morocco.

Methods: We conducted a descriptive study of the population covered by CMI based on data collected from the National Health Insurance Agency in Morocco and from the Health Insurance funds.

Results: A total of 8.428.218 persons were covered by CMI at the end of 2014, reflecting a rate of 34% of the general population. People having long duration disease (LDD) did not exceed 2.78% of the population covered by CMI. Active insured accounted for 81% of the population covered. In the private sector, gross salary of active affiliates ranged, on average, between $ 140 and $ 500 per month while gross salary pensions was less $280 per month. In the public sector, gross salary of active affiliates ranged, on average, between $ 280 and $ 825 per month while gross salary pensions ranged between $ 140 and $ 500 per month.

Conclusion: Knowledge of the characteristics of the population covered by Compulsory Health Insurance in Morocco is necessary to ensure regulation and sustainability in the insurance sector.

Keywords: Compulsory health insurance, long duration disease, financial resources, Morocco

Author Biographies

Amal Yassine
Laboratoire de Chimie Thérapeutique, Faculté de Médecine et de Pharmacie Rabat, Université Mohamed V, Maroc; Agence Nationale de l’Assurance Maladie (ANAM), Rabat, Maroc
Abdelkader Jalil El Hangouche
Laboratoire de Physiologie, Faculté de Médecine et de Pharmacie de Rabat, Université Mohamed V, Maroc
Naoufel El Malhouf
Agence Nationale de l’Assurance Maladie (ANAM), Rabat, Maroc
Siham Maarouf
Agence Nationale de l’Assurance Maladie (ANAM), Rabat, Maroc
Jamal Taoufik
Laboratoire de Chimie Thérapeutique, Faculté de Médecine et de Pharmacie Rabat, Université Mohamed V, Maroc
Published
2019-02-11
Section
Articles

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eISSN: 1937-8688