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Electronic Banking in Nigeria: Concepts, Challenges and Prospects

IA Acha


This study reviewed the concept of electronic banking (e banking), examined its prospects for Nigerian banks and discussed associated risks. It discovered that the increased application of e banking worldwide is a function of improvement in information and communications technology (ICT). E banking, it also observed, holds enormous potentials for the banking industry in Nigeria. To achieve these potentials, the paper advocated engendering confidence in the e banking mechanism by addressing security concerns and providing necessary infrastructure like steady electric power supply.

Key words: Eectronic banking, Concepts, Challenges, Prospects
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Journal Identifiers

eISSN: 2734-3316
print ISSN: 1597-9482