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Nigeria Agricultural Journal

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Analysis of access to formal credit facilities among rural women farmers in Ogun State, Nigeria

C.O. Adamu

Abstract


The study examined the accessibility of rural women farmers to formal credit source in Ogun State Nigeria. One hundred and sixty (160) rural women farmers were selected using simple random sampling techniques; interview guide was used to obtain information from the respondents. Data were analysed using both descriptive and inferential statistics. The findings showed that most of the rural women farmers are within the age of 36 – 45 years and do have some form of formal education, all of the rural women were involved in crop farming either as major (80.0%) occupation or as minor (20.0%) occupation. The study revealed that above half (57.5%) of the respondents are not aware of formal credit sources as a result 32.4% of the rural women applied for loan in formal institutions. However there were significant relationship between educational level, occupation of the respondents and their access to formal credit.

Keywords: Women farmers, Formal credit, Access and Ogun state




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