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Apr 30, 2022Keywords:
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Main Article Content
Differentials in Farming activities and Determinants of Credit Use among Women Farmers in Obio/Akpor and Emohua LGAs, Rivers State, Nigeria
Abstract
The study examined the determinants of farm credit access (use) among women farmers in Obio/aAkpor and Emohua Local Government Areas of Rivers State, Nigeria. Data were collected using a semi-structured questionnaire, and total of two hundred and thirty-three (233) questionnaires administered. One hundred and sixty-one (161) were selected from seven communities in Emohua and seventy two (72) from four communities in Obio/Akpor. Data were analyzed with the use of percentage, mean scores and logit regression. Findings showed that many (42.2% in Emohua and 37.5% in Obio/Akpor) were between 31– 40 years, married (40.4%, 66.7%), had primary education (51.6%, 65.3%), household size of 1-4 persons (48.4%, 58.3%) have been in farming between 16 - 20 years (34.2%, 43.1%) in that order. Majority (59.6%) in Emohua and (66.7%) in Obio/Akpor were involved in crop farming alone. The result of the logit regression analysis showed that age, marital status, educational level, occupation and type of farming activity were significant determinants of credit accessibility in the two LGAs at P≤0.05. The study recommends that to increase credit access, there should be flexibility in the types of collateral required by financial institutions.
